Commercial Lending and Borrowing

Commercial Lending and Borrowing2019-02-04T01:22:34+00:00

Acquiring commercial real estate in St Petersburg is tense and extremely competitive. If you’re buying, selling, building a commercial property or arranging a lease for a business opportunity, then the negotiations and financial terms agreed are crucial to your business’ stability and long term future.

The negotiations require the support of a Commercial Lending and Borrowing Attorney. Their know-how when arranging contracts has proven time and time again to save money and put business owners in a position to flourish.

Experienced St Petersburg Commercial Lending and Borrowing Attorneys

A Division of Battaglia, Ross, Dicus & McQuaid, P.A.

Howard P. Ross and Andrew R. Pardun have over 50 years worth of successful experience working as Commercial Lending and Borrowing Attorneys in St Petersburg. As top-rated litigators, their expertise in Real Estate can help you finance your purchase or sale and comply with the law.

Ross and Pardun are attorneys at Battaglia, Ross, Dicus & McQuaid, P.A. which for over 60 years has been providing outstanding legal assistance to St. Petersburg. Battaglia Ross Dicus & McQuaid, P.A. is ranked by US News and World Reports as a Tier 1 Law Firm.

Free Consultation for Commercial Lending and Borrowing

If you need a Commercial Lending and Borrowing Lawyer in St Petersburg, then contact us today for a free initial consultation so we can discuss your financing and begin to secure that dream transaction.

Free Consultation
Howard P. Ross B.C.S.
Howard P. Ross B.C.S.
Andrew R. Pardun LL.M.
Andrew R. Pardun LL.M.

What Does a Commercial Lending and Borrowing Attorney Do?

Commercial Lending and Borrowing Attorneys help their clients comply with the complex Florida real estate regulations and liability matters for any commercial loan or transaction. They’ll also strive to get you a deal with terms that benefit you and save you money.

Usually, every party in a successful commercial transaction has legal representation and guidance on their side. They’ll draft and review contracts and other important documents so that every step of the process meets the requirements of the law.

Attorneys in the field can typically provide legal guidance for the following areas:

  • Promissory Notes
  • Restructuring Finance Agreements
  • Loans
  • Purchase and Sale Agreements
  • Creating New Entities for Transactions
  • Mergers and Acquisitions
  • Organization of Holding Companies
  • Security Agreements
  • Blocked accounts
  • Deposit Account Control Agreements
  • Joint Accounts
  • Lines of Credit
  • Revolving Credit
  • Term Loans
  • Equipment Leasing
  • Securing Letters of Credit
  • Reorganization

Commercial Lenders

Commercial Lenders in Florida have a complicated and challenging set of regulations that need expert knowledge to pass through smoothly. It is imperative that your deals comply with legal restrictions. An attorney will ensure that the crucial documents are flawlessly written and serve your best interest.

A St Petersburg Commercial Lending Attorney will be able to:

  • Amend, draft and review loan documents
  • Ensure laws and regulations are complied with
  • Manage senior secured credit financing
  • Negotiate agreements
  • Manage collection actions

Commercial Borrowers

An attorney can help borrowers get the optimum deal for their business dreams while making sure that their rights are preserved in all legal documents. Should you need multiple lenders and investors when securing capital, your attorney will be on hand to ensure that each part of the puzzle comes together smoothly. Borrowers typically include companies, developers and entrepreneurs.

A Commercial Borrowing Attorney in St Petersburg will be able to:

  • Amend, draft and review loan documents
  • Negotiate deals for working capital
  • Obtain financing for startups
  • Advise your company through the stock exchange listing process
  • Plan buyouts and merger deals
Commercial Lending and Borrowing Attorney
Free Consultation

Why Do I Need a Commercial Lending and Borrowing Attorney?

When taking part in a large commercial transaction, it is highly advised that you have a Commercial Lending and Borrowing Lawyer on your side.

Too many business owners try to take on the responsibility of negotiating alone. They’ll often end up with a painfully disappointing deal, or make a critical error that fails to comply with Florida law, making the entire deal collapse. An attorney will be involved in the transaction from start to finish and in any scenario ensure that your contracts are unimpaired.

With so many factors in any real estate financing deal, you need knowledge of each area of law from real estate, to tax and corporate affairs. Make sure you work with a law firm that has represented clients in multiple areas of law.

A St Petersburg Commercial Lending and Borrowing Lawyer can represent:

  • Entrepreneurs
  • Private Lenders
  • Banks
  • Commercial Mortgage Brokers
  • Construction Lenders
  • Real Estate Developers
  • Private Individuals

Security

Sometimes, a borrower is unable to pay back the necessary amount during a loan. An attorney can help find a workout agreement, that satisfies the client as much as possible during the circumstances. This may include writing a simple letter, filing a lawsuit or striving to take possession of any collateral used to secure the loan.

If the borrower files for bankruptcy, a lawyer will represent the lender through meetings with creditors, filing claims and signing off reorganization plans to protect the security interests of their clients.

Working Capital, Mergers and Acquisitions

For most companies, working capital is required to run the business every day without hitches. For this to happen, they need healthy cash flow often gained through a working capital loan.

However, some companies need more than just loans and seek commercial financing to fund mergers and acquisitions. These are extremely complex and need various funding agreements to be put in place. Cash payments, exchanges of stock and new entities are often required and need to be prepared in a timely manner. Working capital agreements, mergers and acquisitions are rarely ever the same. You’ll need an attorney who is well attuned to their complicated nature, so they can bring you the money you need.

Hire a St Petersburg Commercial Lending and Borrowing Attorney Today

Ross and Pardun at Battaglia, Ross, Dicus & McQuaid, P.A. can assist you through their extensive expertise in real estate, tax, corporate and other law areas to effectively fight for your rights. They can help make your Real Estate transaction go through with ease and secure long term financial security so your business can prosper.

We have decades worth of experience and would love to assist you with the deal that can change your life.

Free Consultation

How Can We Help?

We invite you to contact St Petersburg Real Estate Attorneys Ross & Pardun at (727) 381-2300 to schedule an initial consultation. We accept Visa, MasterCard, American Express and Discover.

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